Silicon Prairie at Lake Texoma

The Lake Texoma region continues to grow at one of the fastest rates in North Texas and Southern Oklahoma. With strong job expansion, new development, and a rising number of buyers choosing lake-area living, 2026 is shaping up to be another solid year for both homebuyers and sellers. As a dual-licensed Realtor and Texas CPA who works throughout Texas and Oklahoma, here is a clear forecast for what to expect in the Lake Texoma market in 2026.

Buyer demand around Lake Texoma will remain strong in 2026. The appeal of a slower pace, affordable lake living, recreational access, and more space continues to attract families, remote workers, retirees, and out-of-state buyers. Homes near marinas, lake-view homes, and properties with easy water access will remain in high demand, especially in Pottsboro, Denison, Sherman, Kingston, Mead, and Durant. Even if inventory increases, demand for lake-area homes will still outpace supply in many price points.

Sherman will continue to be one of the strongest and fastest-growing markets, driven by the Texas Instruments expansion and semiconductor development. Sherman is already seeing significant new construction, job creation, and population growth. With new neighborhoods, retail, and local services expanding, Sherman will remain a top relocation destination in 2026. This growth strengthens the entire Texoma market.

Pottsboro will remain the heart of lake-oriented living on the Texas side. Its close proximity to Highport Marina, Little Mineral, and other lake access points makes it the first choice for buyers who want a true lake lifestyle. Demand in Pottsboro continues to exceed supply most years, especially for homes within 5 to 10 minutes of a marina. Families, retirees, and second-home buyers all compete for the area’s properties, keeping values stable and strong.

Short-term rentals will continue to be a factor in the market, especially on the Oklahoma side. Kingston, Mead, and Silo remain attractive for buyers who want a second home that can also be used as a vacation rental. Texas-side STR regulations vary by city, with Pottsboro having more flexibility in many areas, while Sherman and Denison have tighter rules. Investors should expect local governments to review STR policies periodically as the region grows.

New construction will expand but may not fully meet buyer demand. Sherman and Denison will continue offering the most new construction options, while Texoma’s lake-adjacent areas will see limited new builds due to terrain and Corps of Engineers land. On the Oklahoma side, new construction in towns like Mead, Calera, and Silo will remain more affordable and attractive to first-time buyers and retirees. Builders will likely continue offering incentives as interest rates shift throughout the year.

Home prices around Lake Texoma are expected to rise modestly in 2026. Pottsboro should see steady appreciation, with lake-access neighborhoods remaining competitive. Denison and Sherman are projected to remain strong due to economic growth and new construction. Oklahoma communities such as Kingston and Mead will see slower but consistent appreciation, keeping them appealing to buyers looking for value. These projected increases reflect healthy market conditions without the overheated trends of previous years.

Interest rates will continue to influence buyer behavior. While exact timing is uncertain, most forecasts expect rates to begin moving downward into a more comfortable range by late 2025 or mid-2026. Even with today’s rates, buyers have continued adjusting their expectations, and demand remains solid. If rates fall into the 5 percent range, more sellers who have been waiting to move may re-enter the market, creating more inventory.

Waterfront and lake-view homes will remain scarce and competitive. Lake Texoma’s shoreline is managed by the U.S. Army Corps of Engineers, which means true waterfront homes are limited, and homes with quality lake views or direct access are always in high demand. These properties typically sell quickly and hold long-term value better than most standard suburban homes.

On the Oklahoma side, growth will continue but at a slower and steadier pace. Buyers choose Oklahoma for lower property taxes, affordability, and quiet communities. Kingston, Mead, and Silo will remain popular for lake lovers who want proximity to marinas without Texas prices. Durant will continue to grow due to jobs, entertainment, and new development around the Choctaw Casino.

For buyers in 2026, flexibility will be important. Understanding the differences between the Texas and Oklahoma sides, commuting needs, lake access, and Corps land restrictions will help narrow options. Inspections remain essential, especially for older lake-area homes. Buyers who prepare early and understand the market will be well positioned.

For sellers, accurate pricing, strong staging, and high-quality photography will matter more than ever. Homes near marinas, homes backing to Corps land, and homes with lake views will continue to bring premium interest. Marketing that reaches both Texas and Oklahoma buyers—and out-of-state buyers relocating to the area—will be key for maximizing exposure.

Overall, the Lake Texoma region is entering 2026 with strong fundamentals: steady demand, expanding job markets, rising development, and continued popularity of lake-focused living. Whether you are buying or selling, the Texoma area remains a stable and appealing market with long-term potential.

If you are planning a move in 2026, I can help you navigate both sides of the lake, compare neighborhoods, understand pricing trends, and make informed decisions that fit your goals and lifestyle.